Open Google Pay App:

Fill in soLaunch the Google Pay app on your smartphone. If you don't have it installed, download it from the app text

Click on "Payment" Option:

Once the app is open, click on the "Payment" or "Pay" option. This is typically represented by a dollar sign or a similar payment icon.

Select Your Bank Account:

Choose your linked bank account from the list of available options. Ensure that the bank account you select is UPI-enabled.

Set Up Your UPI ID:

Look for an option like "UPI ID" or "Create UPI ID." Click on it, and you will be prompted to enter a unique UPI ID of your choice.

Enter UPI ID and Confirm:

Enter the UPI ID you want to create. It could be your phone number, a combination of your name and numbers, or any unique identifier. Confirm the entered UPI ID.

Link and Verify:

The app will guide you through the process of linking your selected UPI ID to your bank account. You might need to verify your identity through SMS or other authentication methods.


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For security purposes, set up a UPI PIN. This PIN will be required whenever you make a transaction using your UPI ID.